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Adjustable rate mortgages are also known as “5/1 ARMs” or “7/1 ARMs”.
On the other hand, if you ever needed to defer paying student loan debt due to financial hardship, this is easier to do than it is to avoid paying a mortgage.
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However, as the time period of the loan is compressed, the overall payment will usually be substantially higher.
Your credit score is good enough to get a good interest rate.