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Keep these basic principles in mind when shopping online.

Your bank wants to make sure that it’s really you making the purchase before they authorise the payment.

Broadly, these are around receiving your purchase as described, in good condition and in time as promised.

If you notice anything unusual on your account, it’s important to act quickly.

Verified by Visa works by asking for additional information either from you directly or by analysing data behind the scenes to see if the purchase fits your usual payment behaviour.

Either way, you have the same level of security and protection.

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