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First Data appears to do a poor overall job of policing its ISOs and eliminating bad partners.Aside from its heavy use of resellers, First Data does not appear to use misleading advertising or deceptive marketing through its own sales force.

Unlike most merchant account sales organizations, First Data is a direct processor with Visa and Master Card.Many merchants also report non-cancellable, multi-year leases for point-of-sale equipment offered by First Data Global Leasing.Generally speaking, First Data will enforce the contract terms set by a reseller as long as they fit within the company’s sales policies. When it comes to customer service, First Data has the ability to serve its merchant account customers directly via a 24/7 customer service call center.Resellers can also provide their own customer service.As a third option, First Data offers customer support for resellers at an additional cost to the reseller.

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