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Equifax, one of the three major credit reporting agencies in the U.

S., announced a data breach that affects 143 million consumers.

The following are some tips on how to protect yourself from being scammed and what to do if you become a victim: Pre-Paid Debit Card Scams For years, scammers have duped people into wiring money using wire services.

Today, scammers are increasingly asking people to pay money with reloadable, pre-paid debit cards How to Spot a Scam Scammers are constantly reinventing new ways to perpetrate old ploys.

For instance, some romance scammers express concern about their financial situation or ability to visit the victim in the hopes that a person will offer to send funds.

In the second instance, the scammer asks for money directly.

Visit Equifax’s website dedicated to this breach to learn if you were impacted.

In the first scenario, the scammer may indirectly ask for money.

Whether you're contacted by phone, mail, email, text, or in-person, the following tips provide advice on how to spot a scam.

Seniors' Guide to Fighting Fraud This guide will inform you about the common scams aimed at seniors and the steps consumers can take to thwart the swindlers.

Maria deposited the check and sent the money, but was soon contacted by her bank, which told her the check was bad and she had to repay the ,500.

On top of losing her money, the fake “Andrew” disappeared, and Maria never heard from him again. The scammer may use photos from magazines and portray himself or herself as talented and successful. citizen working or serving abroad, or give a similar excuse to explain their inability to meet in person.

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