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That sounds great, almost like an inflation protection of the death benefit.

The longer the period of time over which you pay the premiums, the lower the premiums.

There are more than 400,000 insurance agents in this country, and almost all of them would love to sell you a whole life insurance policy.

If you buy a policy with premiums of ,000 per year, the commission would typically be somewhere between ,000 and ,000 for that agent.

Whenever you die, your beneficiary gets the proceeds of the policy.

Since every whole life policy is guaranteed to pay out if you just hold on to it to your death, the premiums are much higher than a comparable term life insurance policy.

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