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Elrod never let this money linger: She always showed up at the bank a few hours after a transfer cleared, to withdraw as much as ,500 in cash.She would then return on subsequent days to make additional four-figure withdrawals until the account was nearly empty.

No matter how tired she got from helping Sinclair obtain his money, the prospect of hearing her fiancé’s adoring voice always managed to lift her heart.

“My name is Duke, I am from Aberdeen do you know where? I have a son named Kevin and by the Grace of God I will meet that someone again.”The typical Facebook user would likely recognize such a note as bait, but Elrod was in a place in her life that made her vulnerable to such flattery.

She was in the midst of divorcing her husband of 14 years; his legal woes (including arrests for benefits fraud and making a false bomb report) had strained their marriage.

She scraped together just enough to rent a 676-square-foot garage apartment that she shared with a roommate, a gangly buffet cook a dozen years her junior.

On the Tuesday after Thanksgiving, Elrod opened a checking account at a First Community Bank branch located just across the state line in the twin town of Bluefield, Virginia.

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